Step by step
- Download the last 3–4 months of business bank statements as PDFs
- Have your driver's license ready
- Prepare a voided business check
- Collect your EIN and formation documents
- For larger loans, gather 2 years of tax returns and a YTD P&L
MCA / short-term funding
- 3–4 months of business bank statements
- Driver's license
- Voided check
- Credit card processing statements (if applicable)
Term loans
- Everything above
- 1–2 years of business tax returns
- Profit and loss statement and balance sheet
SBA loans
- 3 years of business and personal tax returns
- Personal financial statement (SBA Form 413)
- Debt schedule
- Business plan (for startups and acquisitions)
Frequently asked questions
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