Industry funding
Business Funding for Cannabis-Adjacent Businesses (where legal)
The most common business funding options for cannabis-adjacent businesses (where legal) are equipment financing, business term loans, merchant cash advance and revenue-based financing. Ancillary businesses (not plant-touching) in states where cannabis is legal may qualify with select providers; plant-touching operators face limited options due to federal law.
Last updated October 23, 2026
Typical funding needs for cannabis-adjacent businesses (where legal)
- Equipment
- Ancillary services
- Real estate
Funding options compared
| Option | Amount | Term | Typical cost | Speed | Credit |
|---|---|---|---|---|---|
| Equipment Financing | $5k – $5M | 2 – 7 years | 6% – 30% APR | 1 – 10 days | 600+ |
| Business Term Loans | $25k – $2M | 1 – 10 years | 8% – 45% APR | 1 day – 4 weeks | 650 – 680+ |
| Merchant Cash Advance | $5k – $500k+ | 3 – 18 months | 1.10 – 1.50 factor | 24 – 72 hours | 500+ often accepted |
| Revenue-Based Financing | $10k – $5M | 6 – 36 months (variable) | 1.1x – 1.5x cap | 2 – 10 days | Revenue-focused |
Typical requirements
- 6–24 months in business depending on product
- $10k+ in monthly revenue for revenue-based options
- 3–4 months of business bank statements
- 580–680+ credit depending on product
Frequently asked questions
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Written by
BusinessFundingQuote Editorial Team
Small business finance writers
Reviewed by
Funding Review Desk
Reviewed for accuracy against current market practices
Rates and ranges on this page are typical market estimates for educational purposes, not offers. How we make money.